📢 Calling All Brokers, Loan Officers, Realtors & Real Estate Investors!

General
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I’m currently lending in 45 states and offer a full suite of Hard Money & DSCR loan products tailored to real estate investors of all experience levels. Whether you’re just starting or scaling your portfolio, I’m here to help you secure the right funding!

:small_blue_diamond: Key Highlights of Our Loan Programs:
:white_check_mark: No Experience Required – We even offer Ground-Up Construction loans for first-time investors!
:white_check_mark: Foreign Nationals Welcome – No U.S. credit history needed.
:white_check_mark: Competitive DSCR Rates – Currently ranging from 6.25% to 8.5%.
:white_check_mark: Fix & Flip Loans – Up to 90% LTV & 93% LTC, plus 100% rehab coverage.
:white_check_mark: Ground-Up Construction (GUC) – 50-60% of lot value & 100% of construction costs covered.
:white_check_mark: Fast Closings – As quick as 6 business days (appraisal required).
:white_check_mark: Flexible Credit Requirements – Borrowers with sub-660 credit scores can qualify through an LLC.
:white_check_mark: No Tax Returns or Income Verification – Just 2 recent bank statements needed.

:small_blue_diamond: For Brokers & Loan Officers:
:moneybag: Earn 1-2 points per deal (1099 paid).
:moneybag: We take 2-1.5 points.
:moneybag: Broker Protection – If you introduce a client, you’re guaranteed points, even if they contact us directly later!

If you’re looking for a reliable lending partner to fund your next deal, let’s connect! Drop a comment or send me a message. Let’s make moves! :rocket::house_with_garden::moneybag:

8 Likes
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This is super helpful. I’ve been reading about DSCR loans for rentals but still don’t quite understand how they differ from hard money loans.

If you’re doing a BRRRR in a state like Georgia, would you start with a hard money loan for the rehab and then refi into your DSCR product after the tenant is in?

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Not trying to be cynical, just cautious heard horror stories about junk fees, surprise prepayment penalties, and balloon clauses.

4

DSCR loans are based off the cashflow of the property, not the individual investing. They are a form of hard money loan, often offered by conventional mortgage companies also. Hard/private money loans are typically 12-18 month terms for reonavtion/new construction with teh ability to sell or refi with no prepayment penalties.

If you were looking to rehab first then you would use the fix and flip product and then refinance post renovation into a DSCR loan, using the new after-repair value.

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There are some smaller lenders you will find using bait and switch / hidden fee tactics. However they are usually easy to spot when they are offering ludicrous terms that you won’t see if you shop other lenders.

Best thing would be to wok with a reputable lender where all fees are shown up front and transparent.

I am working with a reputable lender that has been in business since 2006 and would be more than happy to answer any questions/concerns you may have.