Hi there 
My name is Sam Mecham, and I’m an SBA Loan Officer with Mountain America Credit Union (MACU). We are a regional Credit Union supporting Arizona, Utah, Nevada, Idaho, and Montana. We offer SBA (7a & 504) and conventional lending solutions for commercial real estate needs, including purchases, refinances, and construction. We have a well oiled machine over here that can close in 45-60 days. We portfolio all of our loans and our pricing is competitive. We are a cash flow lender first and foremost, so we look for the primary and global debt service (DSCR) to be at or above 1.25. That being said, for a strong and experienced borrower we will consider projections.
In addition to commercial real estate, we can also leverage SBA loans to finance business acquisitions and expansions, partner buyouts and buy-in’s, large equipment, and other working capital needs.
If you have any questions, I love to talk about credit; please call/text, or send an email.
623.309.6451
smecham@macu.com