Did you know that you can invest in non-traditional investments (often called alternative investments) such as real estate, deeds of trust, mortgages, tax lien certificates, closely held business entities like LLCs, limited partnerships or C corporations, inside your self-directed retirement accounts?
It opens up a whole new source of capital for investment purposes.
@wexeter Client of mine actually just used Exeter to use their Self Directed IRA to provide a mortgage; they used their attorney to draft the note, mortgage docs etc…and closing was at the Title Company. I know the Billionaire co-founder of PayPal put his company stock into a Self Directed Roth IRA; and I’ve seen investors use those same vehicles to invest in other companies. Site website links that can show the dos/donts or 101s ?
Here is a quick overview of Self-Directed IRAS and Self-Directed Individual 401(k) Plans: Self-Directed IRAs and Individual 401(k) Plans
Here is a quick list of the most common non-traditional investments purchased inside Self-Directed IRAs and Self-Directed 401(k) Plans: Self-Directed IRAs and Individual 401(k) Plans
Happy to answer any questions you might have.
I’ve heard about this but always assumed it was super complex or just for rich folks. Are there minimums for investing in things like real estate syndications or mortgage notes through a self-directed IRA? I’ve got a small Roth IRA I’m not doing much with, would be cool to put it to better use than just watching it inch up in a mutual fund.
Would love to hear more about debt financing inside SDIRAs too, how do you handle UDFI taxes if you’re using leverage?